Investment managers for the Order's insurance arm are prohibited from investing in companies engaged in any of the following activities: Embryonic stem cell research, human cloning, pronography, abortifacient manufacture, contraception, and for-profit health care.
Your KofC General Agent is Richard Fuentes (908) 300-8997 Richard.Fuentes@kofc.org
Our Field Agent
Knights of Columbus
George J. Muench Jr. CPA
A Senior Executive with 40 years of experience working directly with both public and private companies as well as portfolio companies of private equity groups. Background principally includes consumer product companies in manufacturing, wholesaling and retailing where he participated as a member of the management team as either the CEO or CFO.
George began his career with PWC before entering the private sector with GAF Corporation a manufacturer of chemicals, building and photographic products. He diversified from manufacturing to apparel wholesaling with Bidermann Industries and then retailing with
Hermes of Paris, Liz Claiborne, Imaginarium Toy Centers and Utrecht Art Supplies. Most recently he has worked in the B2B services industry with IJS Global, an international freight forwarder and Hart Systems, a provider of proprietary IT solutions to the retail market.
He has provided leadership for companies in developmental, rapid growth or turnaround environments combining financial initiatives with hands-on operational experience and information technology to lead change. He has expertise in budgeting, forecasting and modeling, financial reporting and analysis, cash flow and balance sheet management, cost containment, employee benefit management and regulatory compliance for both small and large organizations.
I already have insurance at work
Many jobs offer some form of group term life insurance. Often, this insurance is an employee benefit provided at no charge, or for a small co-pay. Knowing that this coverage exists may convince someone that he doesn’t need to discuss personally owned life insurance with a professional agent. That would be a mistake.
Most forms of group life insurance are limited in amount. That amount may be tied to salary or some other benchmark, but often there is a cap. That cap may be dangerously low for your family’s needs should you die. In fact, in the absence of a detailed needs analysis (which I’ll be happy to provide, free of charge), any employer-provided coverage may be completely unrelated to needs at death. In addition, the amount of group insurance offered is almost always reduced – and sometimes dramatically – when you retire.
Especially today, there is the very real possibility that you could change employers or lose your job. Or that your benefits could be reduced. In either case you could – one day - find yourself without coverage. If your health has changed in the meantime, you might also find yourself unable to secure individual protection.
While group life helps, it does not replace the need for individually owned life insurance. I’ll be happy to meet with you and provide a free, custom-tailored needs analysis, so that you’ll know exactly where you stand.